Ask whether the payment buys an inspection or estimate, reserves labor or materials, or is an advance against a defined repair contract. Get the amount, refund terms and credit toward later work in writing before paying. A deposit is not, by itself, evidence of misconduct. Agree on later payments tied to clear stages, check any state deposit limits, and avoid paying the whole job upfront. Pay by check or credit card and retain invoices and receipts. Confirm insurance funding separately rather than assuming a deposit guarantees reimbursement.
Costs and insurance